Smart, Affordable
Auto Insurance
For Phoenix Drivers.
Whether you need basic liability, full coverage, SR-22, or high-risk insurance, our local Phoenix experts find you the best rates in minutes. Same-day coverage available.
Today!
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Tailored Auto Insurance
Coverage in Phoenix
From basic liability that meets Arizona state minimums to full comprehensive coverage and specialized SR-22 filings, our Phoenix Car Insurance Experts design policies around your exact needs and budget.
Liability Insurance
Meet Arizona's strict legal requirements securely. This coverage protects you against costs if you cause an accident resulting in injury or property damage to another party.
Learn MoreFull Coverage Auto
Maximum protection for your vehicle. Combines liability, collision, and comprehensive coverage to protect against theft, vandalism, weather damage, and at-fault accidents.
Learn MoreSR-22 Insurance
Need an SR-22 certificate? We process immediate state filings for high-risk drivers, DUI recovery, or license reinstatements in Phoenix with zero hassle.
Learn MoreCommercial Auto
Protect your business vehicles and drivers. From single work trucks to entire fleets, we provide robust commercial auto insurance policies tailored for Arizona businesses.
Learn MoreMotorcycle & RV
Hit the open Arizona roads with confidence. Specialized coverage for motorcycles, ATVs, RVs, and boats to ensure your recreational lifestyle is fully secured.
Learn MoreHigh-Risk Driver
Tickets, accidents, or lapses in coverage? We don't judge. Our agency specializes in finding affordable car insurance for high-risk drivers in the Phoenix metropolitan area.
Learn MoreArizona Auto Insurance Minimum Requirements (2026)
Driving in Phoenix requires legal compliance. According to the Arizona Department of Transportation (ADOT), all drivers must maintain mandatory liability insurance. Known as the "25/50/15 rule," the absolute minimum coverage includes:
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$25,000 Bodily Injury Per Person
Covers medical expenses for a single person injured in an accident where you are at fault.
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$50,000 Bodily Injury Per Accident
The maximum amount paid out for all injuries in a single at-fault accident.
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$15,000 Property Damage
Covers the cost to repair or replace another driver's vehicle or property if you are at fault.
Expert Recommendation
While these are the state minimums, medical bills and modern car repairs often exceed these limits. Phoenix Car Insurance Experts strongly recommend increasing your liability limits or adding Uninsured/Underinsured Motorist (UM/UIM) coverage to fully protect your financial assets.
Local Experience.
Unmatched Reliability.
Located in the heart of Downtown Phoenix at 521 S 3rd St, Phoenix Car Insurance Experts (operated by Trustway Auto Insurance) has been safeguarding Arizona drivers for over a decade. We are not just an algorithm; we are licensed, independent local agents who understand the unique driving conditions of Maricopa County.
Because we are an independent agency, we work for you, not the insurance carriers. We shop your profile across dozens of top-rated providers to find the most affordable car insurance in Phoenix without compromising on coverage quality.
Maximize Your Savings with Insurance Discounts
We automatically apply all eligible discounts to ensure you get the absolute cheapest auto insurance in Phoenix without sacrificing protection.
Multi-Policy Discount
Bundle your auto with home or renters insurance and save up to 20%.
Multi-Vehicle
Insure more than one car on the same policy for significant premium reductions.
Good Student
Full-time students in Phoenix maintaining a B average or better receive special rates.
Safe Driver
Maintain a clean driving record free of accidents or tickets for 3+ years to qualify.
Frequently Asked Questions
Everything you need to know about getting car insurance in Phoenix, Arizona.
Our Primary Service Areas in Maricopa County
While our office is centrally located in Phoenix, our licensed agents proudly serve drivers across the entire Phoenix Metropolitan area and all of Arizona.
Contact Our Office
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Address:
521 S 3rd St, 1st Floor,
Phoenix, AZ 85004, USA - Phone: (928) 975-0015
- Email: help@trustwayautoinsuranceagency.us